These Terms of Service (“Terms”) govern your access to and use of the website located at ledger.example.com (the “Site”) and the tax, accounting, and advisory services (the “Services”) provided by Ledger Tax & Advisory, LLC (“Ledger,” “we,” “us,” or “our”). By accessing the Site or engaging our Services, you agree to be bound by these Terms.

If you are entering into these Terms on behalf of a business or other legal entity, you represent that you have the authority to bind that entity, in which case “you” refers to that entity.

Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable federal, state, local, or international law.
  • Attempt to gain unauthorized access to any portion of the Site, other accounts, or connected systems.
  • Interfere with or disrupt the operation of the Site or servers/networks connected to it.
  • Use any automated system, including bots or scrapers, to access the Site without our prior written consent.

Engagement of Services

Submitting a consultation request, contact form, or newsletter signup through the Site does not, by itself, create a client relationship or an engagement for services. An engagement begins only once you and Ledger have executed a separate engagement letter or service agreement that outlines the specific scope, fees, and terms of the services to be provided.

Nothing on the Site constitutes tax, legal, accounting, or financial advice tailored to your specific circumstances. General content on the Site, including articles published under Insights, is provided for informational purposes only.

Fees and Payment

Fees for any engaged Services are set out in your individual engagement letter or service agreement and are not determined by anything published on the Site. Where fixed monthly or project-based fees apply, payment terms, invoicing frequency, and any late-payment provisions will be specified in that agreement.

Client Responsibilities

When you engage us for Services, you agree to:

  • Provide accurate, complete, and timely financial records, documents, and information necessary to perform the Services.
  • Promptly notify us of any changes to your business, tax situation, or circumstances that may affect our work.
  • Review deliverables (such as tax returns or financial reports) before they are filed or relied upon, and raise any concerns promptly.

We are not responsible for errors, omissions, or delays resulting from inaccurate, incomplete, or untimely information provided by you.

Intellectual Property

The Site and its content, including text, graphics, logos, and software, are owned by Ledger or our licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Site without our prior written permission, except as necessary for your own personal or internal business use of our published content.

Confidentiality

We treat client financial and business information as confidential and maintain professional confidentiality obligations consistent with applicable accounting standards and licensing rules. Details of how we collect, use, and protect your information are set out in our Privacy Policy.

Disclaimers

The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. Tax laws and regulations change frequently, and general content on the Site may not reflect the most current legal developments applicable to your situation.

Limitation of Liability

To the fullest extent permitted by law, Ledger shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or reliance on general content published on it. Our liability in connection with any engaged Services is governed exclusively by the terms of your individual engagement letter or service agreement.

The Site may reference or link to third-party platforms, including accounting, payroll, or scheduling software we integrate with. We do not control and are not responsible for the content, terms, or practices of any third-party sites or services.

Termination

We may suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms. Termination of an active client engagement is governed by the terms of your individual engagement letter or service agreement, not by these Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in San Francisco County, California.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, the Site, or applicable law. We will post the updated Terms on this page with a revised “Last updated” date. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact Us

If you have questions about these Terms, please contact us: